Posts Tagged ‘Business’

Leave Home Without It?

Tuesday, July 8th, 2008

Powell Goldstein’s e-Newsletter included the article titled “Businesses and Their Employees Should Reconsider Taking Laptops and PDAs Abroad”. The reason for concern is a recent 9th Circuit Court of Appeals decision. The ruling gives custom’s agents the right to search electronic files without reasonable suspicion.

Currently, there have been no abuses of this ruling. But, businesses should consider the impact of trade secrets and sensitive data being accessed and copied by customs agents and Homeland Security personnel. Should you leave home without your beloved electronic devices? Get POGO’s article.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Business People Over 50 – Who are we?

Sunday, June 22nd, 2008

I started this blog to explore issues of interest to business people age 50 or over. They could be run of the mill employees or decision makers in large corporations or business owners / entrepreneurs.

Found a kindred blog written by someone who appears to be from both Canada and the United States. She provides a definition of business baby boomers in the post What are Small Business Boomers?

Since I plan to live to age 120 or longer, I don’t personally think of myself as middle aged, let alone a senior citizen. Theoretically baby boomers can include some 40 something people.

But, I’m sticking with the AARP definition, because I think there is a technology and cultural divide that starts around age 50.

Do you know anyone over 50 who likes text messaging?
How many of the over 50s even utilize that tool?

An over 50 friend of mine told me that I could turn off the text messaging capability on my phone. Without delay, I got that done.

So no Twittering for me.
(And if you don’t know what that means, you’re one of us.)

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Business Analysts are Critical to CIO Success

Friday, May 30th, 2008

Down in the trenches, business analysts are the ones tasked with developing business cases for IT application development. And, in the process, smoothing relations among competing parties and moving projects along.

Read the whole “Why Business Analysts Are So Important for IT and CIOs” article in CIO.com

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Global Procurement – A Recession Cure?

Tuesday, May 6th, 2008

Despite the debate about whether there is officially a recession, in 2008 many Americans are suffering. Those in the top income brackets are unaffected. But the fuel prices / crisis is impacting all but the super rich in this country.

It doesn’t help to hear that Europeans and citizens of many other countries have long been faced with high gas prices. Or that, people in many countries are accustomed to spending much higher percentages of their incomes on necessities like food and clothing. Any decrease in standard of living is traumatic. The post World War II American dream was that the standard of living would be higher for our children. But that expectation is changing. All change requires adjustments. And the fear and stress associated with financial downturns can have profound effects on health and emotional well being.

As in software or technology implementations, satisfaction and success comes when the impacted people / users / employees embrace the changes. This is not automatic, especially in large scale implementations and projects. The consultants at Noble & Associates Consulting, Inc have found that change is rarely embraced unless change management programs have been put in place.

Americans who manage to still have adequate disposal incomes, are still vacationing. US travelers to Europe are shocked and disheartened by the lack of buying power of the US dollar. Other Americans are just bemoaning the fact that they either have less spending money or that the money they do have does not go as far.

So how can Europe be of benefit to the United States and it’s de facto recession economy? I saw a Managing Automation blog post about increased interest in procuring good, services and workers from the US. Due to close quarters and limited land mass, small cars have been in vogue in Europe. Our automakers are fighting for survival. As US automakers finally get on the fuel efficient bandwagon, perhaps they can sell more cars domestically and internationally. And, as suggested by the “Manufacturers Set to Take Advantage of the Downturn” article, perhaps the laid off engineer or executive should be floating their resumes overseas.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Taking the MLM Plunge

Saturday, April 26th, 2008

Now there is a new breed, which normally refers to them as network marketers. I guess to get past the defenses of people like me who found the term MLM distasteful. I’d hear about “those people” and run into “those folks”. But it was really background noise.

Two or three years ago, I heard John Di Lemme speak. He’s a powerful speaker, motivator and success coach. He made his millions in multi-level marketing. At that point I was neutral about MLMs and even respected some of the people I knew in them. Then there was the onslaught of the YTBs – a travel MLM. But since I rarely take luxury vacations anymore, that had no appeal. But recently an old friend has a very upscale professional approach to YTB. Much more palatable, but still didn’t move me.

I think I’ve found an MLM that is different. No ordering, no inventory, no deliveries, no collections, no customer contracts, no customer risk. Sounds good to me. So, I’ve decided to let down my defenses and my disdain about network marketing income opportunities.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

The Problem With MLMs

Wednesday, April 23rd, 2008

My first intro to multi-level marketing was for Amway, about 30 years ago. I was living in Ohio, but went to Philadelphia to visit. I was invited to the presentation. I only remember one thing about the presentation. They either demonstrated or described their drain cleaner product. Then Barbara who invited me, turned to me and said “Aren’t you excited”. I thought it was ludicrous for me to be excited about drain cleaner.

I didn’t write them off altogether, since the benefit part was intriguing. Stories of writing off vacations and travel appealed to me. Not to mention the possibility of a big boost in my finances and financial situation. I even did a light weight query of some of my friends. All the ones who I thought would be good at it had already heard about it and or tried it.

At that time, MLMs were structure as the infamous “pyramid” structure. What that meant was that new people coming in could never make more than those above. Organizations with that structure were deemed illegal. And thus, they went away or were restructured.

One problem with MLMs is that the product costs are inflated to fuel the payouts to the independent marketers. And then there were the personal disasters I heard about. There was the scenario of people with garages full of product inventory that they could not sell. For couples (meaning married people) in the business, when the business failed, the marriages generally failed also.

But, there are people who swear by MLMs or network marketing. Not sure I have the personality for it.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Noble Finances on Squidoo

Saturday, April 12th, 2008

Noble Finances offers alternative financing solutions for Business.

Following is the post from www.squidoo.com/NobleFinances:

Is your business having cash flow problems?

Noble Finances provides financial solutions to foster business growth.

Companies with at least $10,000 in monthly revenues, can leverage accounts receivables from their creditworthy customers to get cash in 24 hours.

Businesses with as little as $2000/month in Visa/Mastercard credit card sales also qualify for cash advances against their future sales volume.

And, we also offer equipment leasing and pre-settlement lawsuit funding.

Clients sleep better at night knowing they sufficient cash and working capital to survive, to meet payroll, and to pursue bigger deals.

Who do you know whose business could be more successful if they had better cash flow?

Call 404-374-3384
Noble Finances

http://www.GetCashFromReceivables.com

http://www.BusinessCashSmallReceivable.com

Post to Twitter

Recession or Not? The Answer Lies in the Physics

Wednesday, April 9th, 2008

Recession is defined as two consecutive quarterly declines in GDP (Gross Domestic Product).

US Fourth Quarter 2007
Financial industry profits fell $104.6 billion annualized. Nonfinancial industries’ profits fell $30.7 billion annualized. Corporate after-tax profits fell $37.9 billion at a quarterly rate of 3.3%. But despite the quarterly decline, corporate profits after taxes are up 3.3% compared with a year ago. And the U.S. economy, as measured by GDP, grew at a 0.6% annual rate, the slowest pace since late 2002.

But the operative word is “grew”. Believe it or not, we have yet to have one quarterly decline in GDP. Companies and institutions are losing money but the overall US economy is healthy and growing.

State Economics
So, let’s move down to the state level. I lived in Cleveland, OH for many years. Ohio has been hit hard by the non-recession. Ohio and other similar high take, high labor union states are losing jobs and population. These states tended to not have had the housing bubble that other states have enjoyed. The high unemployment rates have caused the increase in mortgage defaults and foreclosures. So the mortgage crisis in the country has a greater negative impact in states like Ohio. Housing prices have gone from steady-state to a decline. Hence my friends in the Ohio would find it more difficult to be bullish on the economy.

Personal Finances
Then on a personal level, many are convinced that there is a recession. There has been a significant reduction in the amount of disposable money. Consumer spending is down, at least for me and most people I know. Tears came to my eyes the first time I saw $3.25 per gallon at the gas pump. I have since seen even higher prices. So those of us struggling to make ends meet are at the lower levels of Maslow’s “Hierarchy of Needs”. Our focus is on putting food on the table, keeping a roof over our heads, and having gas in the car so we can get to work and earn a living.

Relativity
According to quantum physics, nothing is real unless it is observed and outcomes are influenced by the observer. This conforms to conventional thinking about what relativity is. It all depends on how you look at it. Two people can look at the same situation and draw different conclusions.

One of the tenets of Albert Einstein’s Theory of Relativity is that outcomes are the same for all observers. However, the theory also indicates that two simultaneous realities exist at the same time.

Reality
So yes, the US economy is still growing, however slowly it may seem. But the other reality is that many people are seeing and feeling a recession in their personal financial situations. And the forecast for many business industry sectors is bleak.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter

Internet Marketing Class – April 18

Thursday, April 3rd, 2008

MARKETING -
Small Budget, Big Impact!

Friday, April 18, 2008

3:30 PM – 7:30 PM

At

The Knowledge Shop

Only $79.00, by April 16

$85.00 After April 16

Get More Info Now!

Directions:

Go to http://www.ksatlanta.com/

Knowledge Shop
(at the far corner of the Wal-Mart parking lot)
Marietta Trade Center

180 Cobb Pkwy SE #C-24
Marietta, GA 30060

In this seminar you will
· Learn internet marketing tools, tips, strategies and concepts
· Receive step by step instructions
· Get a hands-on opportunity to apply what you’ve learn.
· Leave with a web presence and a business email account.

Prerequisites:
· Knowledge of Windows, Microsoft Office products: Word, Excel, Outlook
· Beginning level experience with the Internet

Specific topics include:
· Marketing Concepts
· Creating a web presence (bring your credit cards)
· Opt-in pages
· Contact databases and Autoresponders
· Online Marketing Techniques (emails, article, etc)
· Traffic generation and getting leads
· Available resources


For More Information,

Contact Sandra at:
404-374-3384 or info@NobleAdvantage.com
www.GetPeopleToComeToWebPage.com

Give Me More Info Now!

Forward to a Friend

Post to Twitter

Moore’s Law – Is It The Kiss Of Death For Enterprise Technology?

Sunday, March 16th, 2008

I was perusing BPM Strategies magazine and came across the term “applistructure “. Applistructure has to do with the convention of combining enterprise infrastructure and enterprise business applications. Service-oriented architecture (SOA) refers to a web centric / web focused approach to technology. According to the “SOA and Application Infrastructure” article by Mike Rosen, this applistructure trend was hot a couple of years ago. Can you relax? Or, as Mr. Rosen suggests, can you take comfort in knowing that solving management and business process issues are more critical to enterprise success than the actual technology?

I attended the Atlanta AFCEA (Armed Forces Communications and Electronics Association) February 2008 meeting. The speaker, Mr. Joe Capps talked about the subject of moving to enterprise level systems and procurement processes. Instead of haphazardly developing technology in an “after the fact” manner, he advocated a more proactive approach – as in developing a strategy to move toward enterprise infrastructure, enterprise business applications and enterprise technology in general.

Additionally, a key imperative of the Department of Defense (DoD) is to change and accelerate the requirement to solution process. What’s known as Moore’s Law (based on Gordon Moore’s predictions about semiconductors), says that technology is rapidly changing. Probably about every 18 months. Where there is a need for the latest technology, Moore’s Law has financial, logistical and feasibility implications. The government and the DoD are known for red tape and cumbersome processes. But our country’s ability to respond to immediate threats requires current, accurate information delivered to those needing it in a timely fashion. He suggested the criticality of providing our war fighters with decision making data on how to even respond to five guys running down a street in Iraq. Wow!

Moore’s Law has implications in the private sector as well. Large scale technology projects often take 18 months or more to implement. That time is in addition to the time required to budget for, select and procure the software, hardware, and implementation partners. While ERP (Enterprise Resource Planning), CRM (Customer Relationship Management), MES (Manufacturing Execution Systems) and the like, may not be obsolete, there are sure to be upgrades, patches (corrections and fixes to software problems) and new feature by the time the system is finally rolled out.

So, what can be done? Knowledgeable consultants with system expertise can help companies and public sector entities develop a strategy and select the right software in the first place. Then, the right implementation partners can accelerate and provide Independent Verification and Validations (IV&V), project management and governance throughout the implementation process. If none of these things were in place or addressed during the course of the technology project, then you’ll probably need the cure for the “Post Implementation Distress” that is sure to occur.

You’re spending millions of dollars for enterprise initiatives. Wouldn’t it be worth spending a small percentage on ensuring that you get what you paid for? Perhaps you need a technical advocate to help you navigate through the planning and implementation process.

Sandra Noble
NOBLE FINANCES
NOBLE & ASSOCIATES CONSULTING, INC

Post to Twitter